FTMO Review (2026)
Everything you need to know about FTMO — rules, profit splits, fees, and whether it’s the right prop firm for you.
OUR VERDICT
4.8 / 5
FTMO is one of the most trusted prop firms, offering high profit splits, strong payout reliability, and a structured evaluation process suitable for disciplined traders.
- Best for: Disciplined traders who can follow strict rules
- Not ideal for: Beginners who struggle with risk management
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Use our exclusive code to get discount on your FTMO challenge.
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Choose Your FTMO Account Type
FTMO offers multiple funding models depending on your trading style and risk tolerance.
2-Step Challenge
Best for disciplined traders who can follow rules and scale steadily.
Profit Target: 10/5%
Daily Drawdown: 5%
Max Drawdown: 10%
Profit Split: Up to 90%
Min Trading Days: 4
Time Limit: Unlimited
Payout Duration: Bi-weekly
1-Step Challenge
Best for disciplined traders who can follow one straight path.
Profit Target: 10%
Daily Drawdown: 3%
Max Drawdown: 8%
Profit Split: Up to 90%
Min Trading Days: 4
Time Limit: Unlimited
Payout Duration: Bi-weekly
Instant Funding
Best for serious traders who wants direct funding and can follow rules and scale steadily.
Daily Drawdown: 3%
Max Drawdown: 6%
Profit Split: Up to 90%
Min Trading Days: 4
Time Limit: Unlimited
Payout Duration: Bi-weekly
FTMO Payout & Scaling System
Understand how you get paid, how often, and how your account grows over time.
Up to 90% Profit Split
FTMO offers one of the highest profit splits in the industry. Traders can scale up to 90% payout as they progress.
Bi-Weekly Payouts
Withdraw your profits every 14 days with reliable and consistent payment processing.
Account Scaling Plan
Increase your account balance by up to 25% every 4 months when you meet performance targets.
FTMO Trading Rules Explained
Rules
2-Step Challenge
1-Step Challenge
Instant Funding
Profit Target
10%/5%
10%
N/A
Daily Dradown
5%
3%
3%
Max Drawdown
10%
8%
6%
Minimum Trading Days
4
4
4
Time Limit
Unlimited
Unlimited
Unlimited
Profit Split
Up to 90%
Up to 90%
Up to 90%
FTMO Trading Rules Explained
Profit Target
2-Step Challenge: 10% / 5%
1-Step Challenge: 10%
Instant Funding: N/A
Daily Drawdown
2-Step Challenge: 5%
1-Step Challenge: 3%
Instant Funding: 3%
Max Drawdown
2-Step Challenge: 10%
1-Step Challenge: 8%
Instant Funding: 6%
Minimum Trading Days
2-Step Challenge: 4
1-Step Challenge: 4
Instant Funding: 4
Time Limit
2-Step Challenge: Unlimited
1-Step Challenge: Unlimited
Instant Funding: Unlimited
Profit Split
2-Step Challenge: Up to 90%
1-Step Challenge: Up to 90%
Instant Funding: Up to 90%
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A balanced look at FTMO — strengths and limitations
Pros
- Up to 90% profit split
- No time limit on challenge
- Strong reputation in industry
- Scaling plan available
- Fast payout system
Cons
- High challenge difficulty
- Strict drawdown rules
- Limited trading flexibility
- Higher upfront cost